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World Stroke Day 2025: Silent Signs Of Stroke You Should Never Ignore
Health

World Stroke Day 2025: Silent Signs Of Stroke You Should Never Ignore

{By: Dr. Nasli R Ichaporia} A stroke is a severe medical emergency that results from reduced or blocked blood flow to a certain area of the brain. This means that the brain cells in that area are deprived of oxygen, and they start dying very quickly. Therefore, it is extremely important to be able to recognize a stroke fast and to react accordingly. Unfortunately, the warning signs of stroke are usually very subtle and are often overlooked. Understanding the symptoms of a stroke at its early stage can give a second chance to those affected and prevent the risk of permanent disability. ALSO READ: Male Breast And Prostate Cancer: Why Men’s Cancers Deserve Equal Awareness And Early Detection Types And Early Signs Of Stroke You Should Never Ignore Strokes can be divided into two categories. When an ischemic stroke occurs, a blood clot hampers the blood flow in the brain. On the other hand, a haemorrhagic stroke is caused by the rupture of a blood vessel inside the brain. A transient ischemic attack (TIA), or brief local ischemia, is a temporary occlusion that alleviates itself but still gives the first warning of a serious stroke in the future. In fact, silent or early manifestations of a stroke may sometimes be so insignificant and brief that one can easily overlook them, but it is not advisable to cast away their importance. The earliest sign of a stroke is sudden numbness or weakness that mostly affects one side of the body, for instance, an arm, a leg, or the face. A person may find it difficult to raise one arm or realize that their smile has become asymmetrical. Even if these signs disappear faster, they are an indication of inadequate blood supply to the brain. The loss of vision is also an early symptom of the condition. Thus, it may be caused by any of the following: blurred or double vision or sudden blindness in one or even both eyes. Some people describe it as if a dark curtain or shadow is coming over their sight. Moreover, confusion or trouble in speaking may accompany a stroke as well. It might be that a person suddenly experiences difficulty in spelling out words, understanding what others say, or speaking clearly. These issues are mostly regarded as signs of tiredness or the person being under pressure; however, it might be that the brain regions in charge of language are the ones suffering. The disappearance of proper balance, along with dizziness or sudden lack of steadiness, constitutes some other indications also. What if someone all of a sudden is incapable of walking straight, and the room seems to be turning? This may tell us quite effectively that the problem is in the brain area responsible for coordination. If the pain is abrupt and different from all previous times, it may be telling you of a haemorrhagic stroke that has been lurking for a while but is now coming out. Moreover, throwing up, feeling nauseous, or losing consciousness along with this headache means that you need to go to the doctor immediately. Act FAST: Recognising And Responding To Stroke Symptoms Can Save Lives One can quickly recognise stroke symptoms by using the FAST acronym: Face: Request the individual to smile. Is one side of the face drooping? Arms: Tell them to lift both their arms. Is one arm lowering? Speech: Are the words spoken stammering or unusual? Time: Emergency medical assistance should be sought without delay if one or more of the signs above are evident. The right moment for acting is what matters most. Patients with ischemic strokes will be able to have blood flow restored with the use of clot-busting medicines if these are administered within a very limited time period, of no more than a few hours. Surgery in the case of haemorrhagic strokes takes the role of stopping bleeding and easing the brain by removing, for example, some skull parts. To take one example, stroke prevention might arise problems such as hypertension, diabetes, hyperlipidaemia, and smoking. Every day physical activity, a well-balanced diet, and periodic medical examinations can greatly diminish the risk of stroke. Keeping an eye on silent red flags and calling for immediate medical assistance can be the deciding factor between being able to return to normal life and living with a permanent disability. Every moment matters in stroke care. The author, Dr. Nasli R Ichaporia, is the Director – Neurology, at Sahyadri Super Speciality Hospital, Nagar Road, Pune. [Disclaimer: The information provided in the article is shared by experts and is intended for general informational purposes only. It is not a substitute for professional medical advice, diagnosis, or treatment. Always seek the advice of your physician or other qualified healthcare provider with any questions you may have regarding a medical condition.]

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10 months ago
Afghanistan-Pakistan Peace Talks In Istanbul End In Deadlock: Report
World

Afghanistan-Pakistan Peace Talks In Istanbul End In Deadlock: Report

Talks between Afghanistan and Pakistan in Istanbul to broker a long-term truce have ended without a breakthrough, reports said on Tuesday, dealing a setback to regional peace efforts after deadly border clashes earlier this month. The discussions, mediated by Turkey , aimed to secure lasting stability between the South Asian neighbours following some of the worst cross-border violence since the Taliban seized power in Kabul in 2021. However, negotiators failed to reach consensus, with both sides accusing each other of stalling progress and escalating tensions. According to sources familiar with the matter, the two countries had earlier agreed to a ceasefire brokered in Doha on 19 October, but the second round of negotiations in Istanbul could not bridge key differences. The Afghan and Pakistani delegations, the sources said, “blamed each other” for the breakdown of talks that were closely watched by regional powers. A Pakistani security source told reporters that the Taliban had been unwilling to commit to curbing the Pakistani Taliban (TTP), a separate militant group that Islamabad claims operates freely inside Afghanistan. “The Taliban refused to make any binding pledge to control TTP activity,” the source added. An Afghan source involved in the discussions said the talks collapsed after “tense exchanges” over the issue. The Afghan representatives reportedly argued that Kabul had “no control” over the Pakistani Taliban, which has carried out several attacks against Pakistani forces in recent weeks. Officials from Afghanistan’s Taliban government, its defence ministry, and Pakistan’s army and foreign ministries have not yet commented publicly on the failed negotiations. The latest border flare-up began after Pakistani air strikes targeted Kabul and other Afghan areas earlier this month, reportedly aiming for the TTP chief. The Taliban retaliated with assaults on Pakistani military posts along the 2,600-km (1,600-mile) frontier. The collapse of talks, which has drawn the attention of U.S. President Donald Trump, risks undermining the fragile ceasefire. Pakistan’s defence minister warned on Saturday that if peace efforts in Istanbul fail, it could mean “open war”.

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10 months ago
Mutuum Finance (MUTM) Price Forecast: Tracking MUTM’s Path As Phase 6 Of The Presale Gets 80% Sold Out
Business

Mutuum Finance (MUTM) Price Forecast: Tracking MUTM’s Path As Phase 6 Of The Presale Gets 80% Sold Out

Investors have flocked to Mutuum Finance (MUTM) as Phase 6 of its presale hits 80% sold out, raising urgency in the altcoin space. This DeFi crypto has drawn 17,500 holders since inception, pulling in $18,150,000 total. Priced now at $0.035, up 250% from Phase 1's $0.01, MUTM signals as the best crypto to buy now amid tightening allocations. Phase 6 sells fast; buyers secure tokens before the window slams shut. Next comes Phase 7 at $0.04, a 14.3% jump. Launch looms at $0.06, promising current entrants 375% ROI post-deployment. Yet, hesitation costs dearly—watchers miss passive yields from real-asset lending, like depositing ETH for 8-12% APY while borrowing USDT against it. Phase 6 Accelerates Mutuum Finance has created a new movement. The team revealed a dashboard of top 50 holders, highlighting whales that have big stakes. Top leaders in the last 24 hour leaderboard reset at 00:00 UTC posted buys of $14,044.75, $13,073.82, and $421.00. Top spot gets $500 MUTM, but only after one transaction is sealing the deal. This heavy churning on day-to-day bases creates competition. Moreover, a $100,000 giveaway distributes $10,000 prizes among 10 winners; participants will send out wallets and complete quests and have to stake a minimum of $50 to be eligible. Such tactics have inflated the community. Early backers are now looking to the V1 protocol debuting to the Sepolia testnet this Q4 of 2025, combining token debut and live lending pools. Security Boosts Confidence Defenses have been fortified by developers at Mutuum Finance. The project launched a bug bounty program in conjunction with CertiK to give $50,000 USDT for rewards. Tier ratings range from critical to low severity with payouts of $2,000 for defects that have the potential to cripple contracts. This configuration opens up code pre-mainnet to hackers who may probe the code. Auditors already scored it 90/100 on Token Scan. Thus, users trust deposits of assets such as stablecoins for borrowing, earning mtTokens that accrue interest—say, 10% APY on pooled USDT. Borrowers leverage collateral at 75% LTV, unlocking liquidity without sales. These layers ensure smooth operations. Meanwhile, roadmap timelines hold firm; the platform deploys with MUTM, eyeing top-tier exchange listings soon after. Forecast Tracks Upward Surge Analysts project MUTM climbing to $0.15 by mid-2026, grounded in presale velocity and DeFi demand. Phase 6's 80% fill exposes scarcity; only 20% lingers at $0.035, the final grasp before $0.04 hikes entry. This mirrors Shiba Inu (SHIB) in 2020-2021, when it dipped to $0.00000000051 lows, then rocketed to $0.00008845 peaks over 14 months, delivering 173,000% ROI as community hype fused with listings. Yet SHIB lacked MUTM's dual P2C-P2P markets for tailored yields. Investors bypassed volatile pumps for structured gains here—depositing ETH yields passive income via algorithmic rates, while P2P negotiates custom terms on niche tokens. Thus, MUTM outpaces such past altcoins; its over collateralized stablecoin anchors value, dodging SHIB-style crashes. Early holders capture 375% from launch alone, as fees buy back and redistribute MUTM to stakers. This feedback loop sustains demand. Moreover, Layer-2 integrations slash fees, broadening access. Consequently, as the new crypto coin cements utility, it eclipses fleeting rallies. Mutuum Finance (MUTM) has woven security, incentives, and mechanics into a resilient framework, recapping its status as the best crypto to buy now. Phase 6's near-exhaustion underscores the altcoin's pull; non-buyers forfeit cheap entry and yields from real-asset pools. Act swiftly—invest in this DeFi crypto to claim positions before Phase 7 locks higher prices. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://mutuum.com/ Linktree: https://linktr.ee/mutuumfinance Disclaimer: This is a sponsored article. ABP Network Pvt. Ltd. and/or ABP Live do not endorse/subscribe to its contents and/or views expressed herein. Crypto products and NFTs are unregulated and can be highly risky. There may be no regulatory recourse for any loss from such transactions. Cryptocurrency is not a legal tender and is subject to market risks. Readers are advised to seek expert advice and read offer document(s) along with related important literature on the subject carefully before making any kind of investment whatsoever. Cryptocurrency market predictions are speculative and any investment made shall be at the sole cost and risk of the readers.

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10 months ago
Devuthani Ekadashi 2025: Know Date, Puja Muhurat, Significance, Puja Vidhi, And More
Lifestyle

Devuthani Ekadashi 2025: Know Date, Puja Muhurat, Significance, Puja Vidhi, And More

Devuthani Ekadashi 2025: Devuthani Ekadashi, also known as Prabodhini Ekadashi, will be observed on 1 November 2025. According to astrologers, this year’s Ekadashi falls under the highly auspicious Ravi Yog, believed to bring success and fulfilment of desires. On this sacred day, Lord Vishnu awakens from his four-month-long divine slumber, signalling the end of Chaturmas and the beginning of all auspicious and marital rituals in Hindu tradition. The Ekadashi Tithi begins at 9:11 AM on 1 November and ends at 7:31 AM on 2 November. Worshipping Lord Vishnu and Goddess Lakshmi during this period is said to bring wealth, harmony, and peace to one’s home. ALSO READ: Gopashtami 2025: Know Date, Puja Muhurat, And Puja Vidhi Spiritual Meaning Of Devuthani Ekadashi The day symbolises Lord Vishnu’s awakening from his cosmic sleep and the restoration of order and blessings on Earth. It is believed that observing a fast on this day washes away sins and attracts prosperity. Devotees wake early, wear clean clothes, and perform Vishnu-Lakshmi puja with incense, lamps, flowers, and offerings while reciting Vishnu mantras. Women especially observe this fast for marital bliss and family well-being. The evening rituals include drawing sacred footprints of Lord Vishnu in the courtyard and performing artistic rangolis before waking the deity with conch shells and bells. Tulsi Vivah 2025: Date, Puja Vidhi And Beliefs The sacred Tulsi Vivah, the symbolic wedding of Goddess Tulsi and Lord Shaligram, will be celebrated on 2 November 2025, the day after Devuthani Ekadashi. As per Sanatan Dharma, this ritual marks the start of the Hindu marriage season. Performing Tulsi Vivah with devotion is believed to remove obstacles in marriage, strengthen relationships, and bring blessings of Lord Vishnu. According to belief, those who conduct Tulsi Vivah with proper rituals earn merit equal to performing a kanyadaan (daughter’s wedding). Auspicious Yogs And Panchang Details This year’s Devuthani Ekadashi coincides with Ravi Yog, active from 6:33 AM to 6:20 PM, and Dhruva Yog, which continues until 2:10 AM on 2 November. The Shatabhisha Nakshatra prevails until the evening, followed by Poorva Bhadrapada Nakshatra. However, devotees should note that Panchak remains throughout the day and Bhadra Kaal begins at 8:27 PM, during which auspicious activities should be avoided. Important Do’s And Don’ts On Devuthani Ekadashi Avoid eating rice, as it is considered inauspicious on all Ekadashis. Refrain from consuming meat or alcohol. Do not insult women or argue with anyone. Maintain celibacy and dedicate the day to Lord Vishnu’s devotion. Offer turmeric, banana, or saffron as donations to remove marital and financial obstacles. Observing these rules ensures divine blessings and inner peace. Devuthani Ekadashi 2025 Puja Vidhi  Offer incense, lamps, flowers, and fruits to Lord Vishnu and chant the following mantra: “Om Namo Bhagavate Vasudevaya” Devotees also wake the Lord by ringing bells, blowing conch shells, and reciting prayers, marking the joyous end of Chaturmas and the start of auspicious celebrations across India. [Disclaimer: The content of this article is based solely on assumptions and available information. ABPLive.com does not assert the accuracy or validity of any claims or information presented. It is strongly recommended to consult a qualified expert before considering or implementing any information or belief discussed herein.]

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10 months ago
Meet Saikat Chakrabarti: The Indian-American Taking On Pelosi And Calling Out Top Democrats
World

Meet Saikat Chakrabarti: The Indian-American Taking On Pelosi And Calling Out Top Democrats

Saikat Chakrabarti, an Indian-origin software engineer turned political adviser, has launched a scathing attack on senior Democratic leaders as he campaigns to unseat veteran politician Nancy Pelosi and represent San Francisco in the US Congress. Chakrabarti, who once served as chief of staff to Alexandria Ocasio-Cortez and co-founded the progressive group Justice Democrats, accused House Democratic leader Hakeem Jeffries and others of “failing the party”. He also called for a complete reform of the Democratic Party, urging new leadership and a fresh political direction across the United States. Hakeem Jeffries, a Democrat congressman now serving his seventh term in the United States Congress, is currently the highest-ranking Democrat in the House of Representatives, according to his official website. In an interview with the news outlet Zeteo on Monday, Chakrabarti said he believes Jeffries has “failed as leader for the Democratic Party” and made it clear he would not support Jeffries if elected to Congress. Chakrabarti went further, stating that Jeffries “should be primaried”. “I am going to be calling for people to primary all the Democrats who have completely failed this party,” he said. Sharing a clip of the interview on X, Chakrabarti reaffirmed his remarks and called for sweeping reforms within the party. “It’s not just me. Nearly 80 people running for Congress declined to support Jeffries for leader. We need new people to run across the country to completely rebuild this party to be one that can stop an authoritarian coup and build an economy that works for working people,” he wrote. It’s not just me. Nearly 80 people running for Congress declined to support Jeffries for leader. We need new people to run across the country to completely rebuild this party to be one that can stop an authoritarian coup and build an economy that works for working people. https://t.co/wkolhTRXiU — Saikat Chakrabarti for Congress (@saikatc) October 27, 2025 A Harvard University graduate in computer science, Chakrabarti began his career in technology before turning to progressive politics. He moved to San Francisco in 2009, saying he had “always been in love with the idea of the city.” Over the past decade, he has worked on Bernie Sanders’ 2016 presidential campaign, founded Justice Democrats in 2017, and played a key role in Ocasio-Cortez’s successful 2018 congressional run. He launched his campaign against Pelosi in February, arguing that the 85-year-old leader, who first joined Congress in 1987, “no longer has the strength for the current fight.”

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10 months ago
Patanjali Claims Breakthrough: Yoga And Ayurveda Helped Heart Patients Recover Naturally
Health

Patanjali Claims Breakthrough: Yoga And Ayurveda Helped Heart Patients Recover Naturally

Patanjali Ayurved has claimed that its wellness centres have emerged as key destinations for patients suffering from severe heart ailments, offering significant recovery through yoga and Ayurvedic therapies. The company stated that several patients who trusted its natural treatment methods experienced remarkable improvements and regained normal health within days, even in cases involving long-standing complications. Success in Treating Complex Heart Blockages According to Patanjali, multiple patients with serious heart conditions have benefited from its therapies. The company cited the case of Hari Narayan, a 47-year-old resident of Bhiwani, Haryana, who had six blockages in his arteries and was advised to undergo bypass surgery. “After seven days of treatment at Patanjali Wellness, he reported 80 per cent relief, and the blockages had cleared,” the company claimed. Another case mentioned was that of Veena Jakhmola, a 31-year-old woman from Kotdwar, Uttarakhand, who had 90 per cent blockage in her heart. “Doctors had recommended stent implantation, but after receiving treatment at Patanjali, she fully recovered and has remained healthy for the past three years,” the statement said. Patanjali also referred to Jagdish Prasad Yadav, a 52-year-old resident of Ahmedabad, Gujarat, who was diagnosed with 95 per cent blockage during angiography in 2023. “Despite doctors recommending a stent, he opted for Ayurvedic treatment at Patanjali and continues to be in good health even after three years,” the company added. Natural Therapies and Lifestyle Changes at the Core Highlighting the benefits of lifestyle correction, yoga, and pranayama, Patanjali said patients experienced significant improvement through a focus on breathing exercises, diet, and natural therapies. The company shared the experience of Ratnakar Ramdas from Pune, Maharashtra, who was advised to undergo angiography after his heart condition worsened. “After examination, Patanjali doctors ruled out the need for angiography, and within 21 days, he showed results. He has remained healthy for 12 years,” the company stated. Similarly, Mangal Ram, a 71-year-old from Delhi, was advised to undergo a surgical ring placement after a heart attack. “He avoided surgery, took treatment at Patanjali, and completely recovered,” the company claimed. Raghu Prasad Gau, a 64-year-old from Bhopal, Madhya Pradesh, who suffered from breathlessness and diabetes, “found relief within four days of therapy, and his sugar levels normalised.” According to Patanjali, the wellness centres use a mix of therapies including hot foot baths, hip baths, and alternating hot and cold compresses, along with yoga and pranayama techniques such as Anulom Vilom and Kapal Bhati. The company said these practices played a vital role in helping patients regain heart health naturally. Disclaimer: This is a sponsored article. ABP Network Pvt. Ltd. and/or ABP Live do not endorse/subscribe to its contents and/or views expressed herein. All information is provided on an as-is basis. The information does not constitute a medical advice or an offer to buy. Consult an expert advisor/health professional before any such purchase. Reader discretion is advised.

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10 months ago
Stock Markets End In Red, Sensex Tests 84,750, Nifty Nearly Flat
Business

Stock Markets End In Red, Sensex Tests 84,750, Nifty Nearly Flat

Indian markets witnessed a sharp decline on Tuesday as the Sensex closed nearly 69 points lower at 84,710.08 and the Nifty ended lower by over 3 points, at 25,962.95. The top gainers on the 30-share BSE Sensex had stocks like Tata Steel, L&T, State Bank of India, Kotak Bank and Bharti Airtel. Meanwhile, the laggards were stocks such as Titan, Sun Pharmaceuticals, Adani Ports, Infosys and Bharat Electronics. In the broader markets, the Nifty 100 fell by 0.18 per cent while the Nifty Microcap 250 gained by 0.23 per cent. Sectorally, the Nifty Midsmall IT index tumbled 0.91 per cent and the Nifty Metal index jumped 1.23 per cent. Notably, the benchmark indices opened marginally higher in the morning with the Sensex opening trade over 84,800, rising 33 points and the Nifty ringing the bell at over 25,900, climbing more than 20 points. US-China Trade Tensions Indian markets witnessed a sharp decline on Tuesday afternoon as the Sensex ended nearly 300 points below at over 84,400 and the Nifty closed over 60 points lower at more than 25,900. The broader sentiment for domestic equities remains cautiously optimistic, supported by stronger-than-expected Q2 earnings and steady domestic institutional inflows that continue to underpin market momentum. Earlier, markets had witnessed a broad-based recovery, buoyed by progress in US–China trade negotiations and softer-than-expected US CPI data, which renewed hopes of a Federal Reserve rate cut this week and lifted investor confidence. However, lingering uncertainty surrounding the India–US trade deal has capped gains, leading to intermittent profit-booking at higher levels as investors balance short-term risks against resilient underlying fundamentals.

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10 months ago
Pay Hike Coming! What The 8th Pay Commission Means For Salaries, Pensions, And Allowances
Business

Pay Hike Coming! What The 8th Pay Commission Means For Salaries, Pensions, And Allowances

The Union Cabinet, chaired by Prime Minister Narendra Modi, has approved the Terms of Reference (ToR) for the 8th Central Pay Commission (CPC), marking the official start of the next major pay revision for government employees. The move will affect millions of Central Government staff and pensioners, setting in motion a process that will shape salaries and benefits for years to come. What the 8th Pay Commission Will Do According to an official release, the 8th CPC will function as a temporary body comprising a Chairperson, one Part-Time Member, and one Member-Secretary. The panel is expected to submit its final report within 18 months of its formation but may also release interim reports on specific issues if needed. The Commission’s mandate is broad and critical. It will assess current pay structures, review service conditions, and consider the economic context while maintaining the government’s commitment to fiscal discipline. It will also analyse the financial impact of pension liabilities, the effect of its recommendations on State finances, and comparative pay trends in public and private sectors. Implementation Timeline: Countdown to 2026 The 8th CPC’s recommendations are expected to come into effect from January 1, 2026, following the decade-long cycle since the 7th CPC’s implementation in 2016. Once constituted, the commission generally takes 12 to 18 months to finalise its report, which is then reviewed by the Finance Ministry before being sent for Cabinet approval. This suggests that the full implementation could arrive in late 2026 or early 2027. Officials said the upcoming Pay Commission will aim to balance fiscal prudence with employee welfare. As inflation and living costs rise, the commission’s proposals are expected to provide meaningful relief to 4.7 million Central Government employees and pensioners. Pensioners’ Wishlist: Fairer Pensions and Faster Access With the 8th Pay Commission now officially on track, expectations among pensioners are running high. Employee unions have been calling for a minimum pension increase from Rs 9,000 to Rs 25,000 per month to reflect current cost-of-living realities. If implemented, this nearly threefold rise would bring welcome relief to lower-income retirees and improve post-retirement dignity. Another key demand is to reduce the qualifying period for full pension from 15 years to 12 years of service. Experts believe this change could benefit mid-career employees and encourage longer service durations, helping retain experienced personnel in crucial government departments. 8th Pay Commission Employees Salary Hike The fitment factor, a crucial metric that determines salary revisions, is expected to fall between 1.83 and 2.46. A higher factor translates to a more substantial rise in pay and pensions. Analysts suggest that the 8th CPC could be among the most employee-friendly pay revisions in recent memory, aiming to ensure parity between inflation and income growth. In addition, government staff could see improvements in gratuity limits, provident fund contributions, and healthcare coverage under the Central Government Health Scheme (CGHS). These measures would enhance financial security for both serving and retired employees.

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10 months ago
8th Pay Commission Approved: Modi Cabinet Sets 18-Month Deadline, Pay Revision From January 2026
Business

8th Pay Commission Approved: Modi Cabinet Sets 18-Month Deadline, Pay Revision From January 2026

The Union Cabinet chaired by Prime Minister Narendra Modi gave its approval for the next step of the 8th Central Pay Commission (CPC) on Tuesday. The move, which will impact millions of government employees, saw the cabinet give its nod to the Terms of Reference (ToR) for the 8th CPC. According to an official statement, the Commission will function as a temporary body comprising a Chairperson, one Part-Time Member, and one Member-Secretary. It will make its final recommendations within 18 months from the date of its constitution and may, if necessary, submit interim reports on specific matters as and when its recommendations are finalised. While framing its report, the Commission has been directed to take into account the prevailing economic conditions and the government’s commitment to fiscal discipline. It will also assess the need to ensure that sufficient resources remain available for developmental expenditure and welfare measures. The Commission will examine several factors, including the financial implications of non-contributory pension schemes, the possible impact of its recommendations on State finances (as many States adopt Central pay commission awards with modifications), and the pay structure, benefits, and working conditions of employees in Central Public Sector Undertakings and the private sector. 8th Pay Commission Salary Hike From 2026 The Central Pay Commissions are periodically constituted to review and recommend changes to the pay structure, retirement benefits, and service conditions of Central Government employees. Typically, new pay commission recommendations are implemented once every decade. Based on this timeline, the impact of the 8th CPC’s recommendations is expected to take effect from January 2026. The government had earlier announced in January 2025 that the 8th Pay Commission would be set up to examine and suggest revisions to the salaries and other service benefits of Central Government employees. Officials noted that the upcoming Commission’s task would involve balancing fiscal prudence with employee welfare, as the government aims to ensure sustainable growth while addressing evolving cost-of-living concerns and inflationary pressures. The recommendations are expected to play a key role in shaping the compensation framework for over 4.7 million Central Government employees and pensioners.

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10 months ago
Crypto Scams Are Evolving Faster Than Regulation: Is India Prepared?
Business

Crypto Scams Are Evolving Faster Than Regulation: Is India Prepared?

India has been consistently making headlines in the crypto space. Just recently, the country topped the global crypto adoption index for the third time in a row. Investor conviction is so high that despite the evolving regulations, Indians now hold over 5% of Bitcoin’s total supply, making us the second largest holder of BTC after the US. It is commonly seen that when a sector/asset class is growing fast, there will be some bad actors trying to take advantage of the innocent investors. The same is true for crypto as well. The more popular an asset becomes, the greater the risk of falling prey to fraudsters. While being the fastest-growing crypto market globally and fraud instances growing by the day, India faces a crucial question ahead of us: Are we prepared to tackle the next wave of digital asset fraud? Recent events and the evolving scams show that while we are making strong progress, we have a long way to go.  Evolving Scams in the Crypto Space The Indian crypto fraud landscape has moved away from simple Ponzi schemes to highly sophisticated operations.  Phishing and Impersonation: Fraudsters leverage AI-powered deepfakes, professional-grade phishing sites, and impersonation of exchanges or government officials. Even experienced investors fall prey to fake portals and urgent notifications from “trusted” sources. Investment and Ponzi Schemes: While Ponzi schemes remain common, operators now exploit social media bots and encrypted messaging apps. Promises of daily returns up to 3–5%, reinforced by fake dashboards, lure victims. Funds are often routed through offshore wallets, concealing their origin. Fake Exchanges and Apps: Counterfeit apps on popular app stores mimic legitimate platforms. Once deposits are made, withdrawals are blocked, and the platform disappears overnight. Social Engineering and Romance Scams: Tactics like “pig butchering” combine emotional manipulation with investment fraud, targeting Indians through matrimony and social networking apps. Targeted Large-Scale Thefts: Cybercriminals increasingly target exchanges and individual wallets, looking for ways to compromise the wallets and gain access to the funds.  Some of these illicit activities show that crypto scams have become highly adaptive, blending technology, psychology, and cross-border complexity. Evolving Regulations in the Crypto Space To keep pace with rapidly evolving scams, Indian regulators are gradually strengthening the crypto oversight framework. Crypto is legally recognised as a “virtual digital asset” (VDA), allowing investors to hold, trade, and invest in the asset. Gains are taxed at 30%, with a 1% TDS applied to each transaction. Since 2023, all crypto platforms have been under the Prevention of Money Laundering Act (PMLA), enforcing KYC/AML compliance and transaction monitoring. Yet, gaps persist. Fragmented oversight across agencies and tax authorities, combined with unregulated corners of the ecosystem, allows scammers to innovate faster than regulators. Investors also struggle with complex compliance requirements and a lack of clarity on loss recovery. To tackle these challenges, ED, FIU, and cybercrime units have executed high-profile raids, seized record crypto assets, and made arrests in collaboration with global partners. Initiatives like AI-driven monitoring, inter-agency data sharing, and public financial literacy programs are steps forward that have been some great steps towards creating a safer ecosystem.  Global Adoption Leader, But Still Emerging Asset Even while India leads the global crypto adoption, crypto is still an emerging asset. However, just two big pushes can take crypto to a place where Indian equities are right now: Education and Regulation. When we look at some of the major reasons for investors falling prey to illicit actors, the lack of education plays a major role. At this stage, not many investors understand how the markets work, nor have a clear understanding of their legalities. If we are able to provide the right education in the right manner, the success rate of these scams could fall drastically.  Regulations, on the other hand, will take time to come into effect. With crypto being a truly global and decentralised asset, policymakers need to consider aspects like investor protection, set clear guardrails on the use cases of crypto, and, at the same time, foster innovation. Considering the growing interest in crypto among Indian investors, regulators must be careful to balance regulation and innovation, which will naturally take longer.  Potential To Become Global Leader Looking at how far India has come in just a few years, it is clear that the country has the potential to become a global leader in the crypto market. Indian regulators are gradually building a framework that balances investor protection with innovation, while domestic platforms and investors are driving market growth and setting industry standards. With continued focus on education, transparent regulations, and proactive enforcement, India is well-positioned not only to safeguard its investors but also to influence the global crypto ecosystem, demonstrating that a responsible, thriving digital asset market is possible even in emerging economies. (The author is the CEO and Co-founder of Mudrex, a global crypto investment platform) Disclaimer: The opinions, beliefs, and views expressed by the various authors and forum participants on this website are personal and do not reflect the opinions, beliefs, and views of ABP Network Pvt. Ltd. Crypto products and NFTs are unregulated and can be highly risky. There may be no regulatory recourse for any loss from such transactions. Cryptocurrency is not a legal tender and is subject to market risks. Readers are advised to seek expert advice and read offer document(s) along with related important literature on the subject carefully before making any kind of investment whatsoever. Cryptocurrency market predictions are speculative, and any investment made shall be at the sole cost and risk of the readers.

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10 months ago
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